Welcome to financemantra.co The Website (the “Site”) is maintained & operated by Finance Mantra Loan Distribution Services. Finance Mantra provides its services to you subject to the following conditions. Before you may use the Site, you must read and accept all the terms and conditions in, and linked to, these Terms of Use and the linked Privacy Policy. We strongly recommend that, as you read this ToU, you also access and read the linked information, since it is incorporated into and hereby made part of this ToU. This ToU is effective upon acceptance.

Use of any functionality of the Site constitutes acceptance of this ToU. If this ToU conflicts with any other documents, the ToU will control for usage of the Site. If you do not agree to be bound by this ToU and the Privacy Policy, you may not use the Site in any way. Be sure to return to this page periodically to review the most current version of the ToU. We reserve the right at any time, at our sole discretion, to change or otherwise modify the TOS without prior notice, and your continued access or use of this Site signifies your acceptance of the updated or modified TOS.

Description of Services

In the Site (www.financemantra.co), Finance Mantra provides users with access to information primarily about Financial Services, including, but not restricted to, loans, credit cards, and communication services (the “Services”). You are responsible for obtaining access to the Site, and that access may involve third-party fees (such as Internet service provider or airtime charges). In addition, you must provide and are responsible for all equipment necessary to access the Site. By making use of this Site and furnishing your personal/contact details, you hereby agree that you are interested in availing and purchasing the Services that you have selected. You hereby agree that Finance Mantra may contact you either electronically or by phone, to understand your interest in the selected products and Services and to fulfil your demand. You specifically understand and agree that by using this website, you authorise Finance Mantra and its affiliates and partners to contact you for any follow-up calls and/or renewal reminders in relation to the insurance services provided through this website. You also agree that Finance Mantra reserves the right to make your details available to partners, and you may be contacted by the partners for information and for sales through email, telephone and/or sms. You agree to receive promotional materials and/or special offers from Finance Mantra through email, SMS, or WhatsApp.

Client agrees to expressly authorise Finance Mantra to send service-related transactional text messages, WhatsApp messages and make calls even if the client’s contact number is listed as DND with the concerned telecom regulatory authority.

Your Account

In consideration of your use of the Site, you represent that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of India or other applicable jurisdiction and will only use the Site to make legitimate purchases for you or for another person for whom you are legally authorized to act (and will inform such other persons about the ToU and/or Privacy Policy) that apply to the purchase you have made on their behalf (including all rules and restrictions applicable thereto). You also agree to provide true, accurate, current, and complete information about yourself as prompted by the Site. If you provide any information that is untrue, inaccurate, not current, or incomplete (or becomes untrue, inaccurate, not current, or incomplete), or Finance Mantra has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Finance Mantra has the right to suspend or terminate your account and refuse any current or future use of the Site (or any portion thereof). If you use the Site, you are responsible for maintaining the confidentiality of your account and password, and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. Because of this, we strongly recommend that you exit from your account at the end of each session. You agree to notify Finance Mantra immediately of any unauthorised use of your account or any other breach of security. Finance Mantra reserves the right to refuse service, terminate accounts, or remove or edit content in its sole discretion. Please read these additional terms and conditions carefully. You agree to abide by the terms and conditions of purchase imposed by any supplier with whom you elect to deal, including, but not limited to, payment of all amounts when due and compliance with the supplier’s rules and restrictions regarding such services availed. You agree that any violation of any such supplier’s rules and restrictions may result in cancellation of your purchase(s), in your being denied access to the applicable Service(s), in your forfeiting any monies paid for such Services, and/or in our debiting your account for any costs we incur because of such violation.

License and Site Access

Finance Mantra grants you a limited license to access and make personal use of the Site and the Service. This license does not include any downloading or copying of any kind of information for the benefit of another individual, vendor or any other third party; caching, unauthorized hypertext links to the Site and the framing of any Content available through the Site uploading, posting, or transmitting any content that you do not have a right to make available (such as, the intellectual property of another party); uploading, posting, or transmitting any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; any action that imposes or may impose (in Finance Mantra sole discretion) an unreasonable or disproportionately large load on Finance Mantra infrastructure; or any use of data mining, robots, or similar data gathering and extraction tools. You may not bypass any measures used by Finance Mantra to prevent or restrict access to the Site. Any unauthorised use by you shall terminate the permission or license granted to you by Finance Mantra. By using the Site you agree not to: (i) use this Site or its contents for any commercial purpose; (ii) make any speculative, false, or fraudulent transaction or any transaction in anticipation of demand; (iii) access, monitor or copy any content or information of this Site using any robot, spider, scraper, or other automated means or any manual process for any purpose without our express written permission; (iv) violate the restrictions in any robot exclusion headers on this Site or bypass or circumvent other measures employed to prevent or limit access to this Site; (v) take any action that imposes, or may impose, in our discretion, an unreasonable or disproportionately large load on our infrastructure; (vi) deep-link to any portion of this Site (including, without limitation, the purchase path for any service) for any purpose without our express written permission; or (vii) “frame”, “mirror” or otherwise incorporate any part of this Site into any other Website without our prior written authorization.

Modification and Notification of Changes

Finance Mantra reserves the right to make changes to the Site, related policies, and agreements, this ToU and the Privacy Policy at any time. If Finance Mantra makes a material modification to this ToU, it may notify you by: (i) displaying a prominent announcement above the text of this ToU or the Privacy Policy, as appropriate, for thirty (30) days, being deemed sufficient notification, of such changes. After notice of a modification to the ToU or the Privacy Policy has been posted for 30 days, the notice will be removed. If you have not used the Site for more than 30 days, you should check the ToU and/or Privacy Policy before any further use of the Site. Should you wish to terminate your account due to a modification to the TOS or the Privacy Policy, you may do so by sending an email with the subject line “Termination” to the following email address: support@financemantra.co. If you choose to continue using the Site, you agree that by doing so, you will be deemed to accept the new ToU or Privacy Policy, as relevant.